{"id":3895,"date":"2024-02-24T02:31:23","date_gmt":"2024-02-24T02:31:23","guid":{"rendered":"https:\/\/pornuestrolaredo.com\/?p=3895"},"modified":"2024-02-24T02:31:23","modified_gmt":"2024-02-24T02:31:23","slug":"quiebras-de-famsa-y-accendo-afectan-a-635-mil-ahorradores","status":"publish","type":"post","link":"https:\/\/pornuestrolaredo.com\/?p=3895","title":{"rendered":"Quiebras de Famsa y Accendo afectan a 635 mil ahorradores"},"content":{"rendered":"<p><strong>CIUDAD DE M\u00c9XICO.- <\/strong>Las quiebras de Banco Famsa, en 2020, y Accendo Banco, en 2021, afectaron a 635 mil 397 ahorradores, de acuerdo con la Auditor\u00eda Superior de la Federaci\u00f3n (ASF).<\/p>\n<p>La revocaci\u00f3n de la autorizaci\u00f3n para operar como instituci\u00f3n de banca m\u00faltiple de Banco Famsa inici\u00f3 el 30 de junio de 2020, debido al incumplimiento del \u00edndice de capitalizaci\u00f3n m\u00ednimo requerido.<\/p>\n<p>Tras ello, el Instituto para la Protecci\u00f3n del Ahorro Bancario (IPAB) exigi\u00f3 el pago de obligaciones garantizadas a 633 mil 886 titulares de cuentas, con un ahorro total de 24 mil 732.8 millones de pesos, detall\u00f3 la ASF en su tercera entrega del Informe de Resultados de la Fiscalizaci\u00f3n Superior, Cuenta P\u00fablica 2022.<\/p>\n<p>En septiembre de 2021, inici\u00f3 la liquidaci\u00f3n Accendo Banco para pagar las obligaciones garantizadas a mil 511 titulares de cuentas, por mil 296.1 millones de pesos.<\/p>\n<p>Al cierre de 2022, el IPAB hab\u00eda pagado 24 mil 561 millones de pesos a 121 mil 765 titulares de cuentas de Banco Famsa, es decir, 99.3 por ciento de los recursos a 19.2 por ciento de los afectados, se\u00f1al\u00f3 la ASF.<\/p>\n<p>A\u00fan falta el pago de 171.8 millones de pesos a 512 mil 121 titulares de cuentas.<\/p>\n<p>En el caso de Accendo, el IPAB pag\u00f3 en 2021 mil 255.6 millones de pesos a mil 114 titulares de cuentas con obligaciones garantizadas, por lo que contin\u00faan los tr\u00e1mites para el pago de 40.5 millones de pesos a 397 ahorradores.<\/p>\n<p>En M\u00e9xico, la protecci\u00f3n del seguro de dep\u00f3sitos bancarios del IPAB se otorga por persona y por banco, de forma autom\u00e1tica, y cubre productos de captaci\u00f3n como cuentas de ahorro, cuentas de cheques, tarjetas de d\u00e9bito, cuentas de n\u00f3mina y dep\u00f3sitos a plazo, entre otros.<\/p>\n<p>El seguro de dep\u00f3sitos bancarios es la garant\u00eda que otorga el IPAB para proteger el dinero que las personas tienen en los bancos autorizados que operan en M\u00e9xico, hasta por 400 mil Unidades de Inversi\u00f3n que, al 31 de diciembre de 2022, equivalieron a 3.1 millones de pesos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El IPAB hab\u00eda pagado en 2022  24 mil 561 millones de pesos a 121 mil 765 titulares de cuentas<\/p>\n","protected":false},"author":1,"featured_media":3896,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[33],"tags":[],"class_list":["post-3895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mexico"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4-150x150.jpg","medium":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4-300x200.jpg","medium_large":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4-768x512.jpg","large":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4.jpg","1536x1536":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4.jpg","2048x2048":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4.jpg","morenews-large":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4.jpg","morenews-medium":"https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4.jpg"},"magazineBlocksPostAuthor":{"name":"Redactor","avatar":"https:\/\/pornuestrolaredo.com\/wp-content\/litespeed\/avatar\/dca1d7ec750c399f025f23b0b314f4cf.jpg?ver=1777612120"},"magazineBlocksPostCommentsNumber":false,"magazineBlocksPostExcerpt":"El IPAB hab\u00eda pagado en 2022  24 mil 561 millones de pesos a 121 mil 765 titulares de cuentas","magazineBlocksPostCategories":["Mexico"],"magazineBlocksPostViewCount":139,"magazineBlocksPostReadTime":2,"magazine_blocks_featured_image_url":{"full":["https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4.jpg",960,640,false],"medium":["https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4-300x200.jpg",300,200,true],"thumbnail":["https:\/\/pornuestrolaredo.com\/wp-content\/uploads\/2024\/02\/Stereo91-20240223-4-150x150.jpg",150,150,true]},"magazine_blocks_author":{"display_name":"Redactor","author_link":"https:\/\/pornuestrolaredo.com\/?author=1"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/pornuestrolaredo.com\/wp-content\/litespeed\/avatar\/dca1d7ec750c399f025f23b0b314f4cf.jpg?ver=1777612120","magazine_blocks_category":"<a href=\"#\" class=\"category-link 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